Most risk decisions are made without the financial picture. Most risk financing happens without the strategic context. FractionalRisk.ai is where they finally meet.
6
Decision & Scenario Tools
20+
Operational Risk Modules
5-Year
Financial Projections
Full
Insurance Program Mgmt
AI Generates. You Refine.
Every output is a starting point — you control the final answer
Live in Days, Not Months.
No consultants, no migration projects, no six-month timelines
From Analysis to Action.
Scenario plans, financial models, and board reports — connected end to end
Not a point solution. A complete operating system for risk — from identification through financial optimization and board reporting.
Don't just identify risks — know what to do about them.
Decision Coach
AI-guided decision frameworks for complex risk trade-offs
Scenario Planning
Model cascading effects, early warning signs, and mitigation paths
Monte Carlo Simulation
Probabilistic loss modeling with thousands of scenarios
Strategic Risk Alignment
Map risks to objectives with AI-analyzed success probability
Bow-Tie Analysis
AI-generated cause-control-consequence diagrams in 15 seconds
Emerging Risk Radar
External intelligence scanning for regulatory and market threats
Stand up a full enterprise risk program — risk register, KRIs, bow-ties, financial modeling, and board reporting — in the time it takes most consultants to send a kickoff deck. Compress the decision cycle, not the credential.
Cost estimates based on industry averages for consulting and GRC implementations. FractionalRisk.ai provides directional analysis to inform strategic decisions — not credentialed actuarial, legal, or audit opinions.
Every module is AI-assisted but human-controlled. The platform generates structured analysis — you review, refine, and act. No black boxes.
Identify
AI scans your risk landscape — external threats, internal controls, emerging trends. Risks are auto-scored and categorized.
Analyze
Bow-tie diagrams, scenario models, Monte Carlo simulations, and strategic alignment — generated in seconds, refined by your team.
Optimize
Financial modeling tells you the optimal mix of retention, transfer, and controls. Pro formas and benchmarks quantify every decision.
Report
Board-ready reports, KRI dashboards, and action tracking keep stakeholders informed and accountable. One click, not one week.
AI Risk Analyst
Always on, always current
Scenario Analysis
Supply chain disruption scenario: 3 cascading effects identified, 4 early warning signs flagged, 5 mitigation paths recommended
Bow-Tie Generated
4 root causes identified, 6 controls mapped, 3 consequences quantified — linked to your control library
Financial Optimization
Captive breakeven at Year 3. NPV of $2.4M over 5 years. GL retention at $250K optimal for your loss experience.
Insurance Program Alert
Tower Layer 2 excess carrier renewal in 45 days. Your loss ratio of 68% is above 75th percentile — consider program review before renewal.
Decision Coach
Based on your scenario analysis and financial models, engaging an actuary for a formal captive feasibility study is justified. Here's your data package.
Purpose-built for risk and financial data. Per-customer isolation. ISO 31000 and COSO framework aligned out of the box.
SSO / OKTA Ready
Enterprise authentication
Data Isolation
Per-customer instances
Private Deployment
Your cloud or ours
Framework Aligned
ISO 31000 & COSO
30-minute demo. Real analysis on your industry. No commitment.
30-minute walkthrough · Real analysis on your industry · No commitment.